ExpensifyPaid
Expense reports and receipt scanning that employees will actually use, plus a corporate card and, since mid-2026, natural-language setup, AI workflow agents in beta, and an MCP server.
Finance & Admin comparison
Expensify vs Stampli
Pricing, pros, cons, and ideal use cases — side by side.
StampliEnterprise
Accounts payable built around the invoice, with AI that codes, matches, and routes it before a human ever opens it.
At a glance
| Expensify | Stampli | |
|---|---|---|
| Pricing | PaidSubmit plan free for individuals; Collect $5 per unique member/month; Control is listed as "Custom pricing, as low as $9 per active member/month" on the vendor's pricing page (rendered in a browser; it is client-side). Expensify's help center spells out the Control formula: $18 per member/month on an annual subscription plus $36 per active member above the subscription size, pay-per-use $36 per active member/month, discounted up to 50% (to $9 and $18) with Expensify Card spend. As read in early October 2026. | EnterpriseNot published — demo and custom quote. Pricing generally scales with invoice volume and module selection (AP, procurement, payments, cards). Ask for the all-in cost including implementation and ERP connector, and whether card and payment modules carry separate rates. |
| Category | Finance & Admin | Finance & Admin |
| Ideal for | SMBs whose employees still email receipts to the bookkeeperFinance teams on QuickBooks Online, Xero, NetSuite, or Sage IntacctCompanies that reimburse travel and mileage more than they issue cardsMid-market finance teams that want an AI and MCP surface over expenses | Finance teams processing hundreds of invoices a monthControllers replacing an email-and-spreadsheet approval chainConstruction, manufacturing, and healthcare AP with heavy PO matchingCompanies whose ERP is the constraint on AP automation |
Pros & cons
Expensify
Pros
- SmartScan receipt capture is the most-praised feature in the category
- Strong accounting integrations — QuickBooks, NetSuite, Xero, Sage Intacct
- Natural-language setup, AI agents in beta, and an MCP server
- Collect price published per member; the Control formula is documented in the help center
- Mature product with a very large review base (third-party ratings around 4.5/5)
Cons
- Control pricing roughly doubles without the Expensify Card
- Capterra reviewers report duplicate-expense and sync bugs
- Legacy-to-New Expensify migration is still in progress — two UIs in the wild
- Control is custom-priced — the published formula lives in the help center, not the pricing page
- Public company with revenue down year over year in Q2 2026, per its own results
Stampli
Pros
- All approval discussion lives on the invoice itself — clean audit trail
- AI codes and matches against 2,700+ ERP-aligned fields
- Learns your organisation's coding patterns rather than using generic rules
- Covers procure-to-pay end to end, not just invoice capture
- Deep ERP integration breadth
Cons
- No published pricing and a real sales cycle
- Overbuilt below a few hundred invoices a month
- ERP integration quality varies — validate yours specifically in the demo
- Vendor-stated "89% of the work" is a marketing figure, not an audited benchmark
- Adding procurement and payments modules pushes the cost up quickly
Which should you choose?
Expensify is the lighter-weight option (Paid), while Stampli sits higher on the pricing ladder (Enterprise). Expensify is built around smbs whose employees still email receipts to the bookkeeper; Stampli leans more toward finance teams processing hundreds of invoices a month. Shortlist the one whose strengths line up with your biggest constraint.
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