Month-end close and practice management for bookkeeping firms, with AI that catches coding errors before the client sees them.
Finance & Admin comparison
Double (formerly Keeper) vs Melio
Pricing, pros, cons, and ideal use cases — side by side.
MelioFreemium
Bill pay for small businesses with a real free tier — ACH, card, and check payments, AI bill capture, approvals, and QuickBooks and Xero sync, now owned by Xero.
At a glance
| Double (formerly Keeper) | Melio | |
|---|---|---|
| Pricing | PaidNot fully published. Accounting firms are billed per connected client on a month-to-month basis with mix-and-match features; the Tax Suite is included with a $200/month annual commitment, and team email is a $10/month per connected mailbox add-on. Internal finance teams are quoted an annual flat rate. Ask specifically how a client with multiple entities is counted. | FreemiumGo $0, free forever, one user, 5 free ACH payments/month. Core $25/mo monthly or $20/mo annual, 20 free ACH/month, $10/mo per additional user ($8 annual). Boost $55/mo or $44/mo annual, 50 free ACH/month, same per-user add-on. Unlimited $80/mo or $64/mo annual with unlimited users and unlimited free ACH. Platinum is custom for $300K+/month volume. Paid plans are shown free for the first 90 days. As read on the vendor's pricing page in early October 2026. |
| Category | Finance & Admin | Finance & Admin |
| Ideal for | Bookkeeping and accounting firms with recurring monthly clientsOutsourced CFO and controller practicesFirms standardising a repeatable month-end closeInternal finance teams closing multiple entities | Owner-operators paying a few dozen vendor bills a monthBookkeepers running AP for several small clientsXero and QuickBooks Online shops that want bill pay synced to the ledgerBusinesses that want to pay ACH-only vendors by card for the float |
Pros & cons
Double (formerly Keeper)
Pros
- Purpose-built for the firm workflow, not the business owner
- AI review catches coding errors before the client review call
- Client question queue replaces chasing answers over email
- Per-client pricing scales with your book rather than seats
- Platinum partner in Intuit's App Partner Program
Cons
- Full rate card is not published — you need a quote
- Layered on QuickBooks or Xero; it is not a general ledger
- Wrong product for a business owner doing their own books
- The Keeper-to-Double rebrand means older reviews and help articles use the old name
- Value depends on the whole team adopting one close process
Melio
Pros
- Free tier includes real ACH bill pay and AI bill capture
- Full price ladder published
- Pay ACH-only vendors by credit card
- Reliable QuickBooks Online and Xero sync, the most-cited positive in reviews
- Now part of Xero (acquisition completed October 2025, trade-press reported)
Cons
- Support is hard to reach by phone or chat
- Approval workflow is thin next to Bill.com or Stampli
- Some Capterra reviewers report failed payments without notice — reconcile often
- Free tier is one user and five ACH payments
- Capterra rating of 4.2/5 trails the category leaders (third-party)
Which should you choose?
Melio is the lighter-weight option (Freemium), while Double (formerly Keeper) sits higher on the pricing ladder (Paid). Double (formerly Keeper) is built around bookkeeping and accounting firms with recurring monthly clients; Melio leans more toward owner-operators paying a few dozen vendor bills a month. Shortlist the one whose strengths line up with your biggest constraint.
Still deciding between Double (formerly Keeper) and Melio?
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